Real Estate Agencies

Outcome-driven compliance solutions tailored for real estate agencies in Kenya.

Sector Overview

Compliance, made fit-for-purpose

Real estate agencies in Kenya are designated reporting institutions due to the sector’s vulnerability to money laundering. We support real estate firms comply with AML/CFT obligations while maintaining efficient operations.

Key Challenges We Solve

High-value transaction monitoring

Beneficial ownership of corporate purchasers

Customer due diligence for property buyers

Cash payment policies and controls

How We Support

Money laundering, terrorism financing and proliferation financing (ML/TF/PF) risk assessments

AML/CFT compliance framework for real estate

Customer due diligence procedures

Suspicious transaction identification and reporting

Training for agents and property managers

Policy development and regulatory compliance

Outcomes

What you walk away with

Concrete, audit-ready compliance outcomes — not just paperwork.

Regulatory licensing and compliance advisory

Digital KYC framework development

AML/CFT compliance programme design

Product risk assessments for new offerings

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FAQ

Frequently Asked Questions

Common questions about Fintechs & Digital Payment Platformsin Kenya

Are real estate agents required to comply with AML laws in Kenya?

Yes, real estate agents are designated reporting institutions under POCAMLA and must implement AML/CFT programmes including customer due diligence and suspicious activity reporting.

What makes real estate vulnerable to money laundering?

High-value transactions, potential for cash payments, complex ownership structures, and property value appreciation make real estate attractive for money laundering purposes.

How should agents handle cash property purchases?

Agents must apply enhanced due diligence for cash purchases, verify source of funds, and report cash transactions above prescribed thresholds to the Financial Reporting Centre.

What beneficial ownership checks are required?

When corporate entities purchase property, agents must identify and verify the ultimate beneficial owners, including individuals who own or control 25% or more of the entity.

Can Complywise train real estate teams on compliance?

Yes, we provide sector-specific AML/CFT training for real estate professionals covering red flags, due diligence procedures, and reporting obligations.

Corporate Social Responsibility

Regulatory Engagement

Virtual Assets Compliance

Data Protection & Compliance

Anti-Corruption & Anti-Fraud Compliance

Financial Inclusion & Innovation

AML/CFT/CPF Advisory

Real Estate Agencies

Compliance, made fit-for-purpose

Key Challenges We Solve

How We Support

What you walk away with

Have a fintechs & digital paymentscompliance question?

Frequently Asked Questions

Yes, real estate agents are designated reporting institutions under POCAMLA and must implement AML/CFT programmes including customer due diligence and suspicious activity reporting.

High-value transactions, potential for cash payments, complex ownership structures, and property value appreciation make real estate attractive for money laundering purposes.

Agents must apply enhanced due diligence for cash purchases, verify source of funds, and report cash transactions above prescribed thresholds to the Financial Reporting Centre.

When corporate entities purchase property, agents must identify and verify the ultimate beneficial owners, including individuals who own or control 25% or more of the entity.

Yes, we provide sector-specific AML/CFT training for real estate professionals covering red flags, due diligence procedures, and reporting obligations.